Payment Processing Limits

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Most domestic merchant account providers enforce monthly processing limits on their merchant's accounts. These limits are either set at a standard level or derived from merchant earning projections, which are provided with account applications. E-commerce businesses are likely to encounter numerous problems due to these pre-set monthly processing limits, with penalties for exceeding them including account closure, withheld funds, extra charges and business suspension. Although these processing limits are implemented by domestic providers to prevent fraud, they do not take into account innocent reasons for monthly revenue influxes or increased and sustained business earnings.

Almost all e-commerce businesses are negatively constrained by processing limits, especially when expanding, advertising, or around seasonal processing booms - such as Christmas and holiday periods. Due to the irregular nature of e-commerce and the difficulty in projecting monthly sales, it is much more beneficial for a merchant to sign up for an account which enforces top of the line security measures instead of blanketed processing limits.

At intabill we do not place processing limits on our merchant accounts, as we understand the fluctuating nature of e-commerce businesses and are supportive and encouraging of increasing profits and business growth. With top of the line fraud protection services and round the clock security screening, intabill confidently monitors the security of all individual credit card transactions, rather than using processing caps as a primary security measure.